Mortgage and foreclosure
HUD-approved housing counseling
Independent counselors can help homeowners understand mortgage options and work with servicers, often at no cost.
No property submission required
Protect the next decision.
If you are facing mortgage trouble, a tax notice, code problems, a suspicious proposal, or vehicle repossession, start with verified information and independent help—not a rushed sale.
If there is immediate danger, call 911. For local housing, utility, shelter, and human-service referrals, call 211. If you or someone else is experiencing emotional crisis, call or text 988. These resources do not create a relationship with Cash Property Group.
Choose what is closest
One situation. One useful first step.
This tool does not diagnose eligibility or calculate a deadline. It routes you to a source-checked learning path without asking for your name, property, phone, or email.
Your next useful step
Contact the mortgage servicer and a HUD-approved counselor first.
Use the official number on the mortgage statement. Ask for the loss-mitigation or home-retention department, then call HUD at 800-569-4287 for independent counseling.
Independent resources
People whose job is not to buy your house.
Eligibility, availability, hours, and program rules can change. Confirm current information with the organization itself.
Legal assistance
Legal Services of Eastern Missouri
Free civil legal assistance for qualifying people across eastern Missouri, including housing-related matters.
Property taxes
City of St. Louis relief programs
Current City information about real-estate-tax assistance, senior programs, and related resources.
Scams and complaints
Consumer Financial Protection Bureau
Official mortgage-help, foreclosure-scam, repossession, and consumer-complaint information.
If selling is still on the table
Compare the paths before sharing the property.
Keeping the home, listing it, and considering a direct sale allocate time, cost, work, and risk differently.